Expendi

Expendi is a money app for people who want structure instead of guesswork. Hold your balance in digital dollars — value that tracks the US dollar — and see it in Ksh, ₦, GH₵, or USh. Split it into pockets, automate the payments you make every month, and save toward what matters, on your own or with people you trust. BUDGET WITH POCKETS • Create a pocket for rent, groceries, transport, or anything else you set money aside for • Put a limit on a pocket and Expendi keeps spending inside it • Split a bill with friends and see who has paid and who hasn't • Watch each pocket fill and drain in real time PAY WITHOUT THE BACK-AND-FORTH • Send to a phone number, a bank account, or a wallet address • Find the people you already know from your contacts • Set up a recurring payment once and let it run on schedule • Get a receipt for every payment, ready to share or save SAVE WITH A PLAN • Goal savings — name a target and add to it whenever you like • Group savings — save together with family, friends, or your chama, with every contribution visible to the group • Locked savings — commit funds for a set period and earn yield while they sit • Stack Sats — build a Bitcoin position gradually instead of all at once KNOW WHERE IT WENT • A clear breakdown of spending by category and by month • Every transaction searchable, with the full detail behind it • Export your history whenever you need it MOVE MONEY ACROSS BORDERS • Cash out to mobile money and bank accounts in Kenya, Nigeria, Ghana, Uganda, DR Congo, Malawi, and Ethiopia • Send to anyone, in any of those markets, without the usual delay BUILT TO BE SAFE • Protect your account with a PIN, a passkey, or Face ID — your choice • Every payment needs your approval before it moves • You can see the rules that govern your funds, and change them whenever you want A NOTE ON RISK Yield rates vary by savings option and are never guaranteed. Digital assets carry risk. Only commit what you can afford to leave in place.

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